A Decatur personal injury lawyer can explain that sometimes it is a waste of time to expect certain insurance companies to settle. Common situations in which insurance companies refuse to settle a claim for a fair amount are described below.

Small Claims

As a matter of course, some insurance companies simply refuse to settle a small or medium-range case fora fair value. They fear that doing so will set a precedent and make them a target for bogus claims.

Difficult Injuries to Prove

Another situation that your Decatur personal injury lawyer may describe is one involving soft tissue injuries. When injuries are more difficult to prove from an objective standpoint, there is commonly push back from the insurance company.

Chiropractic Visits

Your personal injury lawyer can also explain that some insurance companies deny claims or refuse to settle them for their fair value when most of the medical expenses are due to chiropractic visits. Some insurance companies do not respect this type of medicine and will automatically call its credibility into question.

No Threat of Litigation

It is no secret that most cases settle. As such, an insurance company may not be afraid of continuing on with a case if it feels that your personal injury lawyer is not an experienced litigator. Many lawyers make their living off of purely settling their cases. Due to this reason, it is important that the lawyer you choose be someone who has litigation experience. If the insurance company believes that your lawyer will never take a case to court, it may have little incentive to increase the settlement offer. Typically, a lawyer with a settlement reputation will yield lower settlement offers than someone with positive litigation experience.

Legal Assistance

For more information on this issue, contact a Decatur personal injury lawyer from McCarthy Rowden & Baker.