Decatur auto accident lawyers are often retained after a person sustains injuries in an automotive accident. They may explain the process that the insurance company goes through in handling a claim.

Establishment of a Claim

After it is notified of a claim, the insurance company establishes a file on the accident case and the victim.

Assignment of Adjuster

Next, the case is assigned to a specific insurance adjuster who handles the claim. This adjuster may change over time. He or she is responsible for maintaining contact with the victim’s lawyer and of investigating the claim.

Investigation of Claim

Decatur auto accident lawyers begin their investigation of the claim by determining which driver was at fault in the accident. Additionally, the adjuster determines if the driver contributed to his or her own injuries. If there are potential witnesses, these individuals may be identified and requested to provide information. The insurance adjuster determines the location of the accident and reviews any reports related to the accident.

Requests for Information

The claims investigator will also ask for information along the way. For example, he or she may ask for medical reports involving the victim’s injuries as well as bills. This includes assessing the victim’s hospital bills, physical therapy bills and prescription expenses. If the driver had his or her vehicle repaired at a different shop than one approved by the insurance company, the insurance company may request information regarding these repairs. Additionally, the adjuster reviews documents related to the victim’s lost time form work. Being organized throughout the process can assist the personal injury lawyer with determining the level of damages and making a demand for an appropriate amount of compensation.

Legal Assistance

If you would like more information on the likely actions of insurance companies after an accident, contact Decatur auto accident lawyers from McCarthy Rowden & Baker.