MCCARTHY, ROWDEN & BAKER

How Insurance Adjusters Approach a Case

 

In this blog, a Macon County personal injury attorney sheds light on what adjusters do and do not consider when they evaluate a case and a few of the strategies they use.Consultation
Like the attorneys at your Macon County personal injury law firm, insurance adjusters may seek one another’s input as they consider a claim. This can take the form of a panel discussion in which several adjusters meet around a conference table or it could simply involve the adjuster and his or her claims manager or supervisor.It’s All about the Money
Insurance adjusters look most seriously at how your accident has affected you financially. They are not necessarily interested in emotional suffering, physical discomfort, inconvenience to you and family members or other such intangibles. The adjuster’s primary focus is on medical bills from hospitals, physicians, chiropractors or other specialists, invoices for therapy sessions and what you have lost in wages and earnings. Your physician should include a statement backing up your loss of income and attributing it directly to your injuries and the treatment thereof.

Time on Task
Although their caseloads do not normally afford adjusters time to dwell on any one claim for an extended period except in special situations, they do have more than a matter of minutes to devote as negotiations ensue.

Let Us Work for You
For representation, advice or information, contact your Macon County personal injury attorney by calling McCarthy Rowden & Baker at 800-373-6050 today.